Iimali ezihlawulwe
Fumana izibophelelo kwingxelo yakho yebhanki
Ukufaka i-PDF yesaziso sakho. Sidwelisa zonke iindleko eziphindaphindwayo kwinkqubo eqhelekileyo, ukuba zihlala zivela phi, zibiza malini ngenyanga nenyanga, kwaye zifikelele phi xa siyazi ukuba zirhoxisiwe.
Umhla wokugqitywa
Akukho luhlu lweenkampani ezizinikezeleyo eziziwayo eziphambili kule nto. Sijonga iintsuku neentlawulo kwisaziso sakho kwaye sigcina nabani na ofumana imali ethathelwa imali ngokuthe ngqo (ngeveki, ngeveki ezimbini, ngenyanga, ngekota okanye ngeminyaka) ngexabiso elizinzileyo. Oku kuthetha ukuba ifumana i-bills kunye neenkonzo ezincinci ezingazange zithethwa ngazo. Ukuthengiswa okuthile kwinkampani enye kushiya ngaphandle kwaye akufihlanga iindleko eziqhelekileyo.
- Iivenkile, iivenkile ezinkulu, iikhefi kunye neendawo zokutyela, uthutho kunye negesi, kunye nokurhoxiswa kwemali-mboleko akuzange kubalolwe, nokuba kuqhelekileyo: oku kukusetyenziswa, hayi ukubhaliswa.
- Ityala lenyanga, lekota okanye leminyaka kufuneka livele kathathu, ityala leveki nganye ezimbini kathathu, ityala leveki nganye kathathu, ityala leveki nganye kathathu. Ityala limele libe likwi-3% ngalinye. Ngesithathu okanye ngaphezulu, ixabiso lingatshintsha kabini kwaye lihlala libala, kodwa ityala elihlukileyo lihlala litshintsha (njengeebhetri) alisebenzi.
- I-charge nganye iphawulwe ngokunyanisekileyo xa siyibona iphindaphindwe kathathu kwinkqubo eqhubekayo, kwaye iphakathi xa siyibona kuphela kabini.
- Unyaka ngamnye yimali egqityiweyo ephindaphindwayo yenani lemali yonyaka (12 yenyanga, 52 yeveki, 26 yeveki ezimbini, 4 yekota). Unyaka ngamnye yimali yonyaka ehlukaniswe nge-12.
Ithini ixabiso ngalinye lembali elibonisa
Ityala kufuneka livele ngaphezulu kwesinye ixesha phambi kokuba likwazi ukubizwa ngokuba liphindaphindwa, ngoko ke okuthe safumanisa kuxhomekeke kwiinyanga eziliqela eziquka izibhengezo zakho. Ukuba ulayisho lufutshane kakhulu, iphepha leziphumo lithetha njalo.
| Iinkcukacha ezichaziweyo | Izinto ezibonakalayo |
|---|---|
| Inyanga enye | Iimali zonyaka (ezine kwinyanga) kunye nemali yenyanga nganye (ezithathu). Iimali zonyaka zivela kuphela kabini, ngoko ke azibonisi ngoku. |
| Iinyanga ezimbini | Ii-subscriptions zenyanga kunye nezinye iindleko zenyanga, kunye neendleko zazo ngenyanga nenyanga |
| Iinyanga ezintathu | Ixabiso linyuka: inkampani enye ihlawulisa ityala lakho kathathu, ityala elilandelayo lingaphezulu kwe-8% kunelinye eliphambili. |
| Iinyanga ezingaphezu kwee-3 | Iimali ezihlawulwayo ngekota. |
| Iinyanga ezingaphezu kweshumi elinesibini | Ukuphinda kuphindeke kwakhona ngonyaka, iindleko ezilula ukuzilibala kuba ziwela kuphela minyaka le. |
Iimali ezihlawulwe
Irente, ityala kunye nokudluliselwa okuphuma kwinkqubo kudweliswe ngaphaya, njengeemali eziqhelekileyo: zibala kwimali epheleleyo yonyaka, kodwa aziyi kuba zii-subscriptions kwaye aziyi kufumana ingcebiso yokukhutshwa.
I-imeyili
Iinkonzo ezidweliswe ngezantsi, iphepha leziphumo lidibanisa kwinkampani yobhaliso okanye iphepha le-akhawunti. Kwezinye izinto sitsho ukuba asinakhonkco, kunokuba sicinga ukuba sinayo. Asirhoxisi nto ecaleni kwakho kwaye asihlawulisi nto ngekhonkco.
Netflix, Spotify, Disney+, Hulu, Max, Paramount+, Peacock, Apple, Google, YouTube, Amazon Prime, Adobe, Microsoft, Dropbox, Notion, Canva, Figma, Anthropic, LinkedIn Premium, Duolingo, Patreon, Substack, New York Times, Nintendo
Ixabiso
Ukufunda isibhengezo esinye, ngemali ephindaphindwayo nganye esiyifumanayo kuyo kunye nekhonkco lokurhoxisa, kusimahla. Ukufunda isibhengezo esininzi ngaxeshanye, oku kulapho sifumana khona iindleko zenyanga, zekota kunye nezonyaka, kufuna ukutyala isibhengezo okanye ucwangciso. Iimali.
Akukho nto igcinwe
Ulwazi lwakho lufundwa kuvimba wolwazi ukuze udale iphepha leziphumo kwaye akufuneki libhalwe kwi diski. Asicelanga igama lakho eligqithisiweyo le bank.